Last Updated: May 15, 2024
Welcome to Autancteck. These Terms and Conditions ("Terms") govern your access to and use of autancteck.com (the "Site") and the purchase and use of our financial education products and services. Please read these Terms carefully before accessing or using our Site or purchasing our products.
By accessing or using our Site or purchasing our products, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access the Site or purchase our products.
Throughout these Terms, the following definitions apply:
We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our Site for personal, non-commercial purposes. This license does not include any resale or commercial use of our Site or its contents; any collection and use of product listings, descriptions, or prices; any derivative use of our Site or its contents; or any use of data mining, robots, or similar data gathering and extraction tools.
To access certain features of our Site or to purchase our products, you may need to register for an account. When registering, you must provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer or device. You agree to accept responsibility for all activities that occur under your account.
We reserve the right to refuse service, terminate accounts, remove or edit content, or cancel orders at our sole discretion if we suspect any violation of these Terms or any illegal or fraudulent activity.
We strive to display our products and their features accurately on our Site. However, the images of our products on the Site are for illustrative purposes only, and the actual products may vary from these images. We do not guarantee that the display of any product on our Site will be accurate, complete, reliable, current, or free of errors.
All prices shown on our Site are in Ghana Cedis (GHS) unless otherwise specified. We reserve the right to modify prices at any time without notice. We make every effort to ensure that all prices displayed on our Site are correct, but errors may occur. If we discover an error in the price of products you have ordered, we will inform you as soon as possible and give you the option of reconfirming your order at the correct price or canceling it.
Payment for all products must be made at the time of purchase. We accept various payment methods as indicated on our Site. By providing payment information, you represent and warrant that you have the legal right to use any payment method you provide.
For digital products, upon completion of your purchase, you will receive access instructions via email. Digital products are delivered electronically and are considered delivered when we send the access information to the email address you provided.
For physical products, delivery times and shipping fees will be specified during the checkout process. We are not responsible for delays in delivery caused by circumstances beyond our control.
Our products are for educational purposes only and are not intended as personalized financial advice. We do not guarantee specific financial results from using our products. Results will vary based on individual circumstances, effort, and market conditions.
All content on our Site and in our products, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, software, and the compilation thereof, is the property of Autancteck or its content suppliers and is protected by Ghanaian and international copyright laws.
You may access, download, and print content from our Site and products for your personal, non-commercial use only. You must not:
Any unauthorized use of our content may violate copyright laws, trademark laws, and other applicable laws, and could result in criminal or civil penalties.
If you post, upload, submit, or otherwise transmit any content on our Site (such as reviews, comments, or feedback), you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
You represent and warrant that:
We have the right, but not the obligation, to monitor, edit, or remove any activity or content on our Site. We take no responsibility and assume no liability for any content posted by you or any third party.
You may use our Site and products only for lawful purposes and in accordance with these Terms. You agree not to use our Site or products:
The content on our Site and in our products is provided for educational purposes only and is not intended to be a substitute for professional financial advice, diagnosis, or treatment. Always seek the advice of a qualified financial professional before making any financial decisions. Autancteck does not provide financial or investment advice.
The information and materials contained on our Site and in our products may contain inaccuracies and typographical errors. We do not warrant the accuracy or completeness of the information and materials or the reliability of any advice, opinion, statement, or other information displayed or distributed through the Site or our products.
YOUR USE OF OUR SITE AND PRODUCTS IS AT YOUR SOLE RISK. THE SITE AND PRODUCTS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. WE EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE MAKE NO WARRANTY THAT (i) THE SITE OR PRODUCTS WILL MEET YOUR REQUIREMENTS, (ii) THE SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SITE OR PRODUCTS WILL BE ACCURATE OR RELIABLE, OR (iv) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION, OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THE SITE WILL MEET YOUR EXPECTATIONS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL AUTANCTECK, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (i) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SITE OR PRODUCTS; (ii) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SITE; (iii) ANY CONTENT OBTAINED FROM THE SITE; AND (iv) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS ARISING FROM OR RELATING TO THESE TERMS, THE SITE, OR THE PRODUCTS EXCEED THE AMOUNT PAID BY YOU TO US DURING THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
You agree to defend, indemnify, and hold harmless Autancteck, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Site or products.
Our Site may contain links to third-party websites or services that are not owned or controlled by Autancteck. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that Autancteck shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.
We may terminate or suspend your access to all or part of our Site immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach these Terms.
Upon termination, your right to use the Site will immediately cease. If you wish to terminate your account, you may simply discontinue using the Site, or contact us to request account deletion.
All provisions of these Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions.
Any dispute arising out of or relating to these Terms, the Site, or our products shall first be attempted to be resolved through good-faith negotiation. If such dispute cannot be resolved through negotiation, it shall be submitted to mediation in accordance with the rules of the Ghana ADR Hub. If mediation is unsuccessful, the dispute shall be resolved by arbitration in Accra, Ghana, in accordance with the rules of the Ghana Arbitration Centre.
You agree that any action at law or in equity arising out of or relating to these Terms shall be filed only in the courts located in Accra, Ghana, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Site or products after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Site or products.
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
These Terms constitute the entire agreement between you and Autancteck regarding our Site and products and supersede all prior and contemporaneous agreements, proposals, or representations, written or oral, concerning the subject matter.
If you have any questions about these Terms, please contact us at: